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	<title>Comments for Palm Coast Real Estate &amp; Home Builder Blog</title>
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	<link>http://rachelord.com</link>
	<description>Palm Coast Property Expert Rachel Ord  All about Palm Coast Florida real estate, home &#38; pool builders, and local happenings.</description>
	<lastBuildDate>Wed, 30 Nov 2011 00:35:00 +0000</lastBuildDate>
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		<title>Comment on Intro to Real Estate Blog by 2 House Deal in Daytona Beach FL &#8211; Port Orange Real Estate Solutions &#124; Port Orange Real Estate Solutions (386) 308-5760</title>
		<link>http://rachelord.com/about/#comment-126</link>
		<dc:creator>2 House Deal in Daytona Beach FL &#8211; Port Orange Real Estate Solutions &#124; Port Orange Real Estate Solutions (386) 308-5760</dc:creator>
		<pubDate>Wed, 30 Nov 2011 00:35:00 +0000</pubDate>
		<guid isPermaLink="false">http://1202191051#comment-126</guid>
		<description>[...] from Port Orange Real Estate Solutions. //  We Buy Houses at Port Orange Real Estate SolutionsHere is a great 2 house deal we have in Daytona Beach FL. Don&#039;t miss the great discount and the incr...perty. 1142 Berkshire Rd - Daytona Beach FL, 32117 - and 1242 Essex Rd - Daytona Beach FL, 32117. [...]</description>
		<content:encoded><![CDATA[<p>[...] from Port Orange Real Estate Solutions. //  We Buy Houses at Port Orange Real Estate SolutionsHere is a great 2 house deal we have in Daytona Beach FL. Don&#039;t miss the great discount and the incr&#8230;perty. 1142 Berkshire Rd &#8211; Daytona Beach FL, 32117 &#8211; and 1242 Essex Rd &#8211; Daytona Beach FL, 32117. [...]</p>
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		<title>Comment on How do i learn about real estate &#8220;short sales&#8221; without spending money to learn? by How do i learn about real estate short sales without spending &#124; Hammock Stand</title>
		<link>http://rachelord.com/2008/11/14/how-do-i-learn-about-real-estate-short-sales-without-spending-money-to-learn/#comment-125</link>
		<dc:creator>How do i learn about real estate short sales without spending &#124; Hammock Stand</dc:creator>
		<pubDate>Mon, 01 Jun 2009 05:42:46 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/14/how-do-i-learn-about-real-estate-short-sales-without-spending-money-to-learn/#comment-125</guid>
		<description>[...] How do i learn about real estate short sales without spending   Posted by root 24 minutes ago (http://rachelord.com)        I would like to know how to get involved with real estate short sales leave a reply you must be logged in to post a comment sawmill creek middot the gardens at hammock beach middot the villa at hammock beach middot tidelands middot venetian bay nsb spamme        Discuss&#160;  &#124;&#160; Bury &#124;&#160;    News &#124; How do i learn about real estate short sales without spending [...]</description>
		<content:encoded><![CDATA[<p>[...] How do i learn about real estate short sales without spending   Posted by root 24 minutes ago (<a href="http://rachelord.com" rel="nofollow">http://rachelord.com</a>)        I would like to know how to get involved with real estate short sales leave a reply you must be logged in to post a comment sawmill creek middot the gardens at hammock beach middot the villa at hammock beach middot tidelands middot venetian bay nsb spamme        Discuss&nbsp;  |&nbsp; Bury |&nbsp;    News | How do i learn about real estate short sales without spending [...]</p>
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		<title>Comment on Who pays the real estate agent when a foreclosed home is purchased? by godged</title>
		<link>http://rachelord.com/2008/11/07/who-pays-the-real-estate-agent-when-a-foreclosed-home-is-purchased/#comment-78</link>
		<dc:creator>godged</dc:creator>
		<pubDate>Tue, 18 Nov 2008 04:43:37 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/07/who-pays-the-real-estate-agent-when-a-foreclosed-home-is-purchased/#comment-78</guid>
		<description>The seller, in this case the lender, pays the agents.</description>
		<content:encoded><![CDATA[<p>The seller, in this case the lender, pays the agents.</p>
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		<title>Comment on What can a real estate agent and broker require you to sign in a real estate deal? by Drew</title>
		<link>http://rachelord.com/2008/11/07/what-can-a-real-estate-agent-and-broker-require-you-to-sign-in-a-real-estate-deal/#comment-70</link>
		<dc:creator>Drew</dc:creator>
		<pubDate>Mon, 17 Nov 2008 21:46:48 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/07/what-can-a-real-estate-agent-and-broker-require-you-to-sign-in-a-real-estate-deal/#comment-70</guid>
		<description>Force you, you can walk away from the deal, you must ask what els have they lied about?</description>
		<content:encoded><![CDATA[<p>Force you, you can walk away from the deal, you must ask what els have they lied about?</p>
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		<title>Comment on What is the best lender to choose for a mortgage in Florida? by Terry Fortier</title>
		<link>http://rachelord.com/2008/11/09/what-is-the-best-lender-to-choose-for-a-mortgage-in-florida/#comment-96</link>
		<dc:creator>Terry Fortier</dc:creator>
		<pubDate>Sun, 16 Nov 2008 18:24:29 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/09/what-is-the-best-lender-to-choose-for-a-mortgage-in-florida/#comment-96</guid>
		<description>An experienced loan officer who will work to find the best program for you is most important. The company which will offer you the best terms usually depends upon your specific situation especially income, savings and &amp; financial history. Ask people if they can recommend one. Often, a quality real estate broker can be the best resource to recommend a few lenders or loan officers after learning a little about your circumstances. (Similar variables make it impossible for anyone to quote you a rate until they know your specifics.) Don&#039;t pay any significant application fees in any case. Top lenders do not require you to commit by paying hundreds of dollars (although a few may charge up to $20 to pull your credit reports).</description>
		<content:encoded><![CDATA[<p>An experienced loan officer who will work to find the best program for you is most important. The company which will offer you the best terms usually depends upon your specific situation especially income, savings and &#038; financial history. Ask people if they can recommend one. Often, a quality real estate broker can be the best resource to recommend a few lenders or loan officers after learning a little about your circumstances. (Similar variables make it impossible for anyone to quote you a rate until they know your specifics.) Don&#8217;t pay any significant application fees in any case. Top lenders do not require you to commit by paying hundreds of dollars (although a few may charge up to $20 to pull your credit reports).</p>
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		<title>Comment on Who pays the real estate agent when a foreclosed home is purchased? by Extreme</title>
		<link>http://rachelord.com/2008/11/07/who-pays-the-real-estate-agent-when-a-foreclosed-home-is-purchased/#comment-77</link>
		<dc:creator>Extreme</dc:creator>
		<pubDate>Sun, 16 Nov 2008 02:26:56 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/07/who-pays-the-real-estate-agent-when-a-foreclosed-home-is-purchased/#comment-77</guid>
		<description>All commissions come from the sale of the property and gets deducted from the purchase price</description>
		<content:encoded><![CDATA[<p>All commissions come from the sale of the property and gets deducted from the purchase price</p>
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		<title>Comment on How do i learn about real estate &#8220;short sales&#8221; without spending money to learn? by operababe_61</title>
		<link>http://rachelord.com/2008/11/14/how-do-i-learn-about-real-estate-short-sales-without-spending-money-to-learn/#comment-109</link>
		<dc:creator>operababe_61</dc:creator>
		<pubDate>Sun, 16 Nov 2008 02:25:24 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/14/how-do-i-learn-about-real-estate-short-sales-without-spending-money-to-learn/#comment-109</guid>
		<description>Are you talking about representing sellers in a short sale?  If so, you have to become a licensed real estate agent first.

If you&#039;re talking about buying properties that are being sold as a short sale in order to buy them cheap and flip them, there are a million books at the library.  I read one called Millionaire Real Estate Mentor (or something close to that) that was pretty informative.</description>
		<content:encoded><![CDATA[<p>Are you talking about representing sellers in a short sale?  If so, you have to become a licensed real estate agent first.</p>
<p>If you&#8217;re talking about buying properties that are being sold as a short sale in order to buy them cheap and flip them, there are a million books at the library.  I read one called Millionaire Real Estate Mentor (or something close to that) that was pretty informative.</p>
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		<title>Comment on What is the best lender to choose for a mortgage in Florida? by Dale H</title>
		<link>http://rachelord.com/2008/11/09/what-is-the-best-lender-to-choose-for-a-mortgage-in-florida/#comment-95</link>
		<dc:creator>Dale H</dc:creator>
		<pubDate>Sat, 15 Nov 2008 19:00:45 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/09/what-is-the-best-lender-to-choose-for-a-mortgage-in-florida/#comment-95</guid>
		<description>Try. They are called the price leader for a reason.

I used to use them exclusively for conforming loan scenarios when I worked in brokerage.

Also, try Third Federal. They have a PMI waiver available and good Jumbo pricing. They were tough to beat if you qualified for their programs.

Good luck.</description>
		<content:encoded><![CDATA[<p>Try. They are called the price leader for a reason.</p>
<p>I used to use them exclusively for conforming loan scenarios when I worked in brokerage.</p>
<p>Also, try Third Federal. They have a PMI waiver available and good Jumbo pricing. They were tough to beat if you qualified for their programs.</p>
<p>Good luck.</p>
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		<title>Comment on What can a real estate agent and broker require you to sign in a real estate deal? by Miss V</title>
		<link>http://rachelord.com/2008/11/07/what-can-a-real-estate-agent-and-broker-require-you-to-sign-in-a-real-estate-deal/#comment-69</link>
		<dc:creator>Miss V</dc:creator>
		<pubDate>Fri, 14 Nov 2008 11:31:53 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/07/what-can-a-real-estate-agent-and-broker-require-you-to-sign-in-a-real-estate-deal/#comment-69</guid>
		<description>I don&#039;t believe they can force you to sign them. Discuss with your closing attorney with regards to any liability you may suffer in the future because of these problems. Had you known in advance, you might have offered a lower price, since fixing them in the future will be your cost and not one that you can toss over to the Seller. In fact, if the Seller has not offered you a one year Home Warranty, this will be the time, in lieu of the other documents. Make sure it covers as many items as possible, from appliances, to heating system to plumbing.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t believe they can force you to sign them. Discuss with your closing attorney with regards to any liability you may suffer in the future because of these problems. Had you known in advance, you might have offered a lower price, since fixing them in the future will be your cost and not one that you can toss over to the Seller. In fact, if the Seller has not offered you a one year Home Warranty, this will be the time, in lieu of the other documents. Make sure it covers as many items as possible, from appliances, to heating system to plumbing.</p>
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		<title>Comment on Who pays the real estate agent when a foreclosed home is purchased? by hollywoodmelody</title>
		<link>http://rachelord.com/2008/11/07/who-pays-the-real-estate-agent-when-a-foreclosed-home-is-purchased/#comment-76</link>
		<dc:creator>hollywoodmelody</dc:creator>
		<pubDate>Thu, 13 Nov 2008 23:44:34 +0000</pubDate>
		<guid isPermaLink="false">http://rachelord.com/2008/11/07/who-pays-the-real-estate-agent-when-a-foreclosed-home-is-purchased/#comment-76</guid>
		<description>If the house is an REO(bank owned) then the commission is paid by the lender who owns the property.  If it is a foreclosure,the seller of the home pays the commission.  If you use an agent you are also responsible for his commission but sometimes Buyers can request the commission to be paid by the Seller.  Look over your Purchase Contract to verify.  Your Escrow Instructions would also state who pays what......</description>
		<content:encoded><![CDATA[<p>If the house is an REO(bank owned) then the commission is paid by the lender who owns the property.  If it is a foreclosure,the seller of the home pays the commission.  If you use an agent you are also responsible for his commission but sometimes Buyers can request the commission to be paid by the Seller.  Look over your Purchase Contract to verify.  Your Escrow Instructions would also state who pays what&#8230;&#8230;</p>
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